Personal Finance and Family Finance ideas and articles from an LDS perspective.

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Rejected!

With recent challenges in the financial sector, it is increasingly becoming more difficult to receive approval for a loan. What can you do to help your chances for approval? What do you do if you are rejected? Here are 5 things to do to get you started: Read more…

6 Credit Rights

Lenders can get a little nasty sometimes and cause havoc on your credit score. That’s why our ‘friends’ in the federal government put together the Fair Credit Reporting Act a while back. Here’s six basic rights regarding your credit report and credit score that you should know about! Read more…

Credit Report

What’s worth more than anything else in your financial future?   What is one of the most misunderstood concepts of personal and family finance? What can make or break your financial freedom - and put at jeopardy a portion of your “precious, priceless agency” and put you “in self-imposed servitude” as Elder Hales taught earlier this year?  Your credit score.

So what exactly is a credit report? And how is your credit score determined?  Think you know?  Are you willing to bet Read more…