Personal Finance and Family Finance ideas and articles from an LDS perspective.

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Featured Article: Reader Question: My First Credit Card

First Credit Card

Reader Question from Sarah in Idaho:

“I want to get a credit card because I need to start making good credit! I am 23, and I don’t have anything right now.  (I want one soon, because I’m going to be buying a new computer and I figure that’s a big enough purchase to start me off well with a credit card.)  A friend suggested I get one from my Credit Union, and I’ve heard that’s what you did.  Would that be the smart thing to do? My credit Read more…

Credit Cards are About to Change Forever

If you’ve got a credit card (whether you use it or not) - there’s some new legislation about to take effect that you should know about and understand - because it will affect the way you handle your cards!

The Credit Card Accountability, Responsibility and Disclosure Act will go into effect little by little over the coming year. Here’s 9 major points from this new law from congress and how they’ll change your life with credit cards forever! Read more…