Personal Finance and Family Finance ideas and articles from an LDS perspective.

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In 1981, Elder Ballard, then a member of the Presidency of the First Quorum of the Seventy, gave the following stats:

• Fewer than 50% of the members surveyed have a year’s supply of financial resources
• 89% feel the burden of increased taxes and inflation
• 31% percent of the families are doing without many things
• 39% are not earning enough money to meet their basic needs

Has much changed in the 28 year that have passed? Consider those four areas - how are you doing?

To help us improve our family and personal financial positions, Elder Ballard introduced 3 main areas of consideration: attitude, planning, and self-discipline. Read more…

It’s nearly half way through the year now, so now is a great time to pull out your master plan for your personal finances - and make sure your budget for the year still makes sense. One consideration to make as you update your financial budget should be rising gas prices.

Sure, today’s national average of $2.63 a gallon may seem bad when compared to a few years ago, but it’s certainly a refreshing break from last year’s average around this same time - a scorching $4.04 per gallon.

That being said, AAA reports gas prices are on the rise Read more…