Personal Finance and Family Finance ideas and articles from an LDS perspective.

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Idaho's Score

Are you and your family financially secure?  If you live in Idaho, chances are you may not be, according to a study recently released by the Corporation for Enterprise Development.  However, I would like to point out that Idaho (my home state) performed better than Utah (where I’m now living). Idaho received a ‘D’ for financial security on the non-profit’s report.  Here are a few things I learned from the report: Read more…

Failing Grade

Are you and your family financially secure?  If you live in Utah, chances are you may not be, according to a study recently released by the Corporation for Enterprise Development.  Utah received a failing grade - a big fat ‘F’ - for financial security.  Here are a few things I learned from the report: Read more…

Are Banks Evil?

I recently read an article that helped point out some truth about most banks that strengthens my personal belief that most banks are evil.

Think your bank is innocent? Test it against these ten measurements that the Wall Street Journal pointed out - see if their catching you with these crazy fees: Read more…

I recently spoke with a friend that told me he had been paying a $25 fee every time he wrote a check that bounced! To all my readers out there - oh please . . . I beg you . . . don’t pay money for something as silly as a bounced check (also known as insufficient funds - it happens with debit cards too)!

If you have the habit of running your checking account into the negative - don’t worry about it! A great way to save money is to talk to your bank or credit union and set up Read more…

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You may have heard about the Cash for Clunkers bill congress just passed - if you haven’t, and you’ve got a vehicle that doesn’t get very good gas mileage - now might be a good time for you to consider action - the newly passed ‘Cash for Clunkers’ bill could save you up to $4,500 on your next car purchase.

So, here’s the nitty-gritty on the ‘Cash for Clunkers’ bill:
Read more…

I just saved $540 - and it wasn’t with Geico. It only took a 5 minute call to my agent.

I hear the Geico commercials all the time “You can save a bundle on car insurance…” blah, blah blah. I’ve always been happy with my insurance company - my agent knows me well, and I know him. I’ve always been willing to pay a little extra for the personal touch - and it’s saved me a lot of grief in the past when I was in an accident that was no fault of my own. I had a caring agent that knew who I was, dealt with my tirade of questions, and covered my back.

A few weeks ago Read more…